Dental Insurance – Moorestown, NJ
Helping You Get the Most Out of Your Coverage
Dental insurance can either be a barrier or aid in getting necessary dental treatments and routine care, depending on whether you see a dentist that helps maximize your coverage. At Dr. Suzanne Land & Associates, we do everything we can to help you get the most out of your coverage and minimize out-of-pocket expenses. Below, we’ve included some helpful information that can allow you to better understand how your plan works. If you have any questions about dental insurance in Moorestown, please don’t hesitate to call our dental office!
Understanding How Dental Insurance Works
In order to understand how your dental insurance plan works, it’s important to commit some key terms to memory, including:
- Deductible: The deductible is a set amount of money determined by your dental insurance company that you’re required to pay out-of-pocket before your benefits kick-in.
- Maximum: The maximum is a capped-off amount that your insurance will pay out to cover your treatments over the course of a year.
- Premium: The premium is the monthly or annual amount that you pay in order to receive benefits.
What Does My Dental Insurance Cover?
Not all insurance plans apply the same coverage across dental treatments, which is why you’ll need to reach out to your provider directly to learn whether you’ll be required to pay an out-of-pocket cost for a procedure. That being said, many plans determine their coverage based on a 100-80-50 model, which means they cover 100 percent of the cost of preventive visits like checkups and cleanings, 80 percent of basic treatments like tooth-colored fillings, and 50 percent of more costly or invasive procedures like root canal therapy or tooth extractions.
Our In-Network Dental Insurance Providers
Our office is proudly in-network with many major PPO dental insurance plans, which means we’ve negotiated discounted rates and fees to help minimize out-of-pocket expenses for our patients who are insured under those providers. Even if we aren’t in-network with your insurance, we’re happy to file claims for PPO plans to help maximize your reimbursement. If you have any questions or concerns about your coverage, please give us a call.